Deciding Between Acima Leasing and Snap Finance in Pleasant View, TN

Looking for a lease-to-own company in Pleasant View, TN? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Pleasant View, TN Lease-to-Own Company

When picking a lease-to-own company in Pleasant View, TN, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Pleasant View and Snap Finance so you know which company is your best fit.

How Does Lease-to-Own in Pleasant View, TN Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most Pleasant View, TN lease-to-own companies operate similarly. To start, you choose an approved retailer in Pleasant View and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Pleasant View, TN will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Pleasant View, TN?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Pleasant View, TN. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Pleasant View, TN

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Pleasant View, TN businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Pleasant View and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Pleasant View, TN, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Pleasant View, TN

Snap Finance and Acima Leasing both want to help shoppers in Pleasant View TN get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Pleasant View, TN. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

For Acima Leasing in Pleasant View, TN, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Pleasant View, TN

Acima Leasing and Snap Finance are great options for Pleasant View, TN shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.