Choosing a Lease-to-Own Company in Paris, TN
When picking a lease-to-own company in Paris, TN, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Paris so you can find the right company for you.
Snap Finance in Paris, TN vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Paris, TN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Paris and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance in Paris, TN or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Paris, TN Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Paris, TN retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Paris, TN
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Paris, TN businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Paris and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Paris, TN stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Paris, TN
For shoppers in Paris, TN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Paris, TN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Paris, TN, you will also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Paris, TN
Acima Leasing and Snap Finance are great options for Paris, TN shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.