Comparing Acima Leasing and Snap Finance in Old Fort, TN

You need a lease-to-own option in Old Fort, TN — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Old Fort, TN Lease-to-Own Company

When choosing a lease-to-own company in Old Fort, TN, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Old Fort so you can decide which company sounds best for you.

Snap Finance in Old Fort, TN vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most Old Fort, TN lease-to-own companies operate similarly. You shop at an approved Old Fort retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, select the eligible products you want, and Snap Finance in Old Fort, TN or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Old Fort, TN?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Old Fort, TN. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Old Fort, TN Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Old Fort, TN retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Old Fort stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Old Fort, TN, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Old Fort, TN

Snap Finance and Acima Leasing both want to help shoppers in Old Fort TN get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Old Fort, TN, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.

Acima Leasing in Old Fort, TN also requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Old Fort, TN

Acima Leasing and Snap Finance have a lot to offer shoppers in Old Fort, TN. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.