Choosing a Lease-to-Own Company in Oakland, TN
When picking a lease-to-own company in Oakland, TN, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Oakland and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Oakland, TN Work
How does Acima Leasing work? Or Snap Finance? Most Oakland, TN lease-to-own companies operate similarly. To start, you choose an approved retailer in Oakland and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Oakland, TN or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Oakland, TN Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Oakland, TN retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Oakland, TN
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Oakland, TN retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Oakland and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Oakland, TN, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Oakland, TN
Snap Finance and Amica Leasing are dedicated to helping Oakland, TN shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Oakland, TN, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Oakland, TN also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Oakland, TN
Acima Leasing and Snap Finance are great options for Oakland, TN shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.