Choosing a Lease-to-Own Company in Oak Ridge, TN
When picking a lease-to-own company in Oak Ridge, TN, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Oak Ridge and Snap Finance so you know which company is your best fit.
Snap Finance in Oak Ridge, TN vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Oak Ridge, TN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Oak Ridge and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing in Oak Ridge, TN or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Oak Ridge, TN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Oak Ridge, TN. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Oak Ridge, TN
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Oak Ridge, TN retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Oak Ridge businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Oak Ridge, TN, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Oak Ridge, TN?
Everyone in Oak Ridge, TN deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Oak Ridge, TN, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Oak Ridge, TN also requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Oak Ridge, TN Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Oak Ridge, TN shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.