Acima Leasing or Progressive Leasing in Oak Ridge, TN?

Looking to lease-to-own in Oak Ridge, TN but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing Between Oak Ridge, TN Lease-to-Own Companies

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Oak Ridge, how do you know which one to choose? Let's compare Acima Leasing in Oak Ridge, TN against Progressive Leasing to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Oak Ridge Acima Leasing vs. Progressive Leasing: How Do They Work?

How do you lease-to-own with Progressive Leasing in Oak Ridge, TN? What about Acima Leasing? Both companies follow similar application processes. Browse at eligible Oak Ridge retailers, pick out the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Oak Ridge, you may be approved for up to $5,000!

Oak Ridge Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Although Acima Leasing and Progressive Leasing in Oak Ridge, TN share similar application processes, they don't have the same requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Oak Ridge, TN, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Are you shopping in Oak Ridge with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing: What Oak Ridge Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Oak Ridge and online, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Oak Ridge, TN, or view Acima Leasing's online retailers.

What Items Can I Lease in Oak Ridge, TN with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Oak Ridge, TN are quite similar. In general, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Oak Ridge, TN?

Determining the right lease-to-own company in Oak Ridge, TN is a personal choice we can't make for you. To choose the right fit, consider which Oak Ridge retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.