Comparing Acima Leasing and Snap Finance in Nashville, TN

Looking for a lease-to-own company in Nashville, TN? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Nashville, TN Lease-to-Own Companies

When picking a lease-to-own company in Nashville, TN, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Nashville and Acima Leasing so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Nashville, TN

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Nashville, TN tend to work the same way. You shop at an approved Nashville retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Nashville, TN will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Nashville, TN Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Nashville, TN retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Nashville, TN Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Nashville, TN retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Nashville businesses to national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Nashville, TN, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Nashville, TN

Both Snap Finance and Amica Leasing aim to help shoppers in Nashville, TN with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Nashville, TN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Nashville, TN requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Nashville, TN? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Nashville, TN. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.