Snap Finance in Murfreesboro, TN or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Murfreesboro, TN. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Murfreesboro, TN Lease-to-Own Company

When choosing a lease-to-own company in Murfreesboro, TN, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Murfreesboro so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Murfreesboro, TN

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Murfreesboro, TN tend to work the same way. To start, you choose an approved retailer in Murfreesboro and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Snap Finance in Murfreesboro, TN or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Murfreesboro, TN?

The items you can shop for in Murfreesboro, TN depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Murfreesboro, TN

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Murfreesboro, TN as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Murfreesboro stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Murfreesboro, TN, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Murfreesboro, TN?

Snap Finance and Acima Leasing both want to help shoppers in Murfreesboro TN get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Murfreesboro, TN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Murfreesboro, TN requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Murfreesboro, TN? Try Acima Leasing

Many shoppers across Murfreesboro, TN can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.