Choosing Your Mt Juliet, TN Lease-to-Own Company
When comparing lease-to-own companies in Mt Juliet, TN, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Mt Juliet and Acima Leasing so you know which company is your best fit.
Snap Finance in Mt Juliet, TN vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Mt Juliet, TN tend to work the same way. First, you pick from a list of approved Mt Juliet retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Mt Juliet, TN or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Mt Juliet, TN?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Mt Juliet, TN. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Mt Juliet, TN
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Mt Juliet, TN and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Mt Juliet and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Mt Juliet, TN stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mt Juliet, TN?
Snap Finance and Acima Leasing both want to help shoppers in Mt Juliet TN get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Mt Juliet, TN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
Acima Leasing in Mt Juliet, TN also requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Mt Juliet, TN
Acima Leasing and Snap Finance are great options for Mt Juliet, TN shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.