Comparing Lease-to-Own Companies in Memphis, TN
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Memphis, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Memphis, TN so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Memphis, TN Work?
How does Acima Leasing work in Memphis, TN? What about Progressive Leasing? Both companies follow similar application processes. Shop at your favorite eligible stores in Memphis, pick out the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Memphis, you can be approved for up to $5,000!
Memphis Acima Leasing Requirements vs. Progressive Leasing Requirements
While Acima Leasing and Progressive Leasing in Memphis, TN have similar application processes, they have different requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
To lease-to-own with Acima Leasing in Memphis, TN, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Acima Leasing and Progressive Leasing both help shoppers in Memphis who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.
Progressive Leasing vs. Acima Leasing: Memphis, TN Stores
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Memphis stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Memphis, TN, or view Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Memphis, TN
Acima Leasing and Progressive Leasing in Memphis, TN follow similar guidelines for leasable items. Typically, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Better: Acima Leasing or Progressive Leasing in Memphis, TN?
The choice of lease-to-own company in Memphis, TN is entirely in your hands. The best option for you depends on which Memphis retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.