Find Lease-to-Own Options in 38112, Memphis

Acima is the way to get what you need today! Apply now in 38112 to get the everyday items and big-ticket things you need to keep life the way you want it. Get approved to lease appliances, electronics, computers, tires, furniture, eyewear, and so much more!

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

Do it all in the mobile app.

Do it all in the mobile app.

Apply, shop, and manage your lease the easy way. Scan the QR code to download our mobile app!

More Information

Is Leasing-to-Own in 38112 Right for You?

Acima is there when your budget is tight. When your credit is a little bruised, Acima is there. When you need something on short notice, there's Acima! Acima is your 38112 lease-to-own solution. We joined forces with retailer chains and locally-owned businesses to help folks with less than ideal credit take home what they need in 38112.

With Acima, you can lease-to-own appliances, smartphones, brand-name furniture, tires, eyewear, power tools, watches, and even guitars in 38112. But why lease-to-own over purchasing outright? Because life doesn’t go as planned. And you may not always have the money on hand to pay for important big-ticket items like kitchen ranges, laptops, prescription eyeglasses, or new tires for the family car. The lease-to-own route is a great way to bring home the stuff you need now, despite having a bruised credit score. Find one of our lease-to-own partners in Memphis or apply online now.

What Kinds of Things Can You Lease Through Acima in Memphis?

Acima is available at many of the most popular stores in Memphis, even those that don’t usually offer a lease-to-own option. With Acima, leasing is an option in stores across Memphis. Here’s a sneak peek at the type of stuff you can lease with Acima.

Shift Gears with Lease-to-Own Tires, Rims & Auto Accessories in 38112

With Acima, you can make flexible lease renewal payments on tires and rims at auto shops across Memphis with payment options that work with your life. So next time you get a nail in your tire sidewall, or want to give your car a sleek look with alloy wheels, make it happen at just the right moment by partnering with Acima for lease-to-own tires and wheels in Memphis.

Lease Brand-Name Appliances in 38112

Like your car, your kitchen and home appliances are vital. A stainless washer and dryer set keep your clothes fresh and the kids ready for school, extracurriculars, and everything in between. The refrigerator is practically the heart and soul of your family! It houses fresh fruits, meals, and juices. The stovetop range is where you get in touch with your inner chef and meal prep healthy dinners for the whole crew. And as for the dishwasher? It's the real hero of the kitchen at the end of a long week of breakfasts, grilled cheese sandwiches, and late-night snacks. But even the highest quality items aren’t meant to last forever — and your trusty appliances are no exception. Buying new appliances averages out to almost $11,000. And replacing only one or two appliances can still cost hundreds, if not thousands of dollars. Lease through Acima for lease-to-own appliances in Memphis and bring them home as soon as today. There’s no need to deal with a faulty oven or risk your food going bad in a lukewarm fridge when Acima lets you lease-to-own appliances from your favorite retailers in Memphis.

Lease Quality Home & Car Audio With Acima in 38112

Are you a budding Memphis DJ? A musical savant? Love to level up with the latest video game system? Level up your entertainment at home and in your car with lease-to-own audio systems in Memphis. Take advantage of small lease renewal payments on all of the home theater and car audio equipment you with Acima lease-to-own options. Now you can finally upgrade your car’s stereo. And when the kids ask Santa for gaming consoles, you can supercharge their playtime without a "super charge" on your debit card. And when football season rolls around, you can savor every play with a lease-to-own big-screen TV that rivals the 50-yard line experience.

Enjoy Memphis Views with Lease-to-Own Eyewear in 38112

Your smart TV won’t do you much good if you aren’t able to see it! If you’ve been delaying your yearly eye test or getting prescription eyeglasses, contacts, or shades in Memphis, you don’t have to keep dealing with eye strain. Getting lease-to-own eyeglasses in 38112 with Acima means you can make small lease renewal payments towards the eyeglasses you need to see life with fresh eyes. Find a vision center near you and ask about leasing eyewear in Memphis with Acima. Shop now, all without using credit.

Lease Luxury on a Budget with Lease-to-Own Furniture in 38112

Are you done watching TV from a tattered, sagging couch? Sick of losing sleep because your mattress is old and bumpy? When you lease-to-own furniture with Acima, you can give yourself the home you always imagined. Acima leases items for every room from our host retailers in Memphis — the bedroom, guest bedroom, dining room, media room, and the home office, too. Lease-to-own bed frames, pillow top mattresses, sofas and sectionals, coffee tables, accent chairs, bunk beds, lamps, and so much more! If you need furniture ASAP for your Memphis home, start leasing it today through Acima — all without using credit in Memphis.

Get to Work with Lease-to-Own Power Tools in Memphis, TN

DIY home renovations in Memphis aren’t exclusive to new furnishings. The appropriate set of cordless power tools can unleash your inner-DIYer and help you tackle everyday home repairs. Refinish that vintage dresser! Fix that squeaky door! Build mom that bird house. All without spending your whole paycheck on the newest drill, saw, or dremel. With a set of lease-to-own power tools in 38112, you can make easy-to-manage lease renewal payments on a schedule that works with your budget and start on all the DIY projects you’ve been wanting to do! With Acima, you can easily lease-to-own power tools in Memphis today.

Play Outside in Memphis with Lease-to-Own Outdoor Gear in 38112

Tennessee has so much to offer when it comes to going on adventures. It's like one big playground! But you may not be able to take advantage of it without the right gear. And the right gear can come with a big price tag. Thankfully, through Acima you can lease-to-own what you need from your favorite camping and recreation stores in Memphis. Make small lease renewal payments towards everything from bike accessories and golf clubs to basketballs and lawn equipment. If there’s a sport or adventure you want to do this weekend, don't hold back. Just inquire with your favorite outdoor gear store in 38112 about using Acima to make small lease renewal payments and choose the lease-to-own route. Your next pick-up game in Memphis awaits.

Lease Jewelry in 38112 for You and Yours

The lease-to-own fun doesn’t stop with fishing and camping gear in Memphis. For the bling-loving fashionistas, Acima also empowers you to lease-to-own fine jewelry in 38112. Want to treat your spouse to that opal ring they’ve been eyeing? Bring home a beautiful ring now with flexible lease renewal payments. Lost your precious gold chain? Don’t feel like you need to save forever before getting it. Instead visit one of our, local lease-to-own jewelry stores in 38112 and start leasing a new ring, chain, or watch with a small initial payment!

Fine-Tune Your Practice with Lease-to-Own Musical Instruments in 38112

Acima allows you to lease-to-own products for the whole family — you can lease gold jewelry for your spouse or a new guitar for your teenager! Browse our local host retailers in Memphis to find lease-to-own musical instrument retailers near you. Whether your fourth grader’s music teacher requires a flute or your teen needs a new amp for her electric guitar. Acima makes leasing-to-own everything from trombones to grand pianos!

What's the Lease-to-Own Process Like in 38112?

You’ve zeroed in on the lease-to-own washer-dryer set, leather recliner, or truck tires you need. Now how do you get it? Get approved for a lease with Acima online, on your cell phone, or in one of the many stores that take Acima in Memphis. Applying is easy and don’t stress, unlike other payment options, Acima considers many factors, and regularly approve customers with less than perfect credit history. During the application process, we'll ask for information such as your current source of income, amount of monthly income, and your checking account status. Once you're approved, you can select the flexible payment option that works best for you. And then make small lease renewal payments over time. And we make lining up your payment schedule with paydays easy. Start your application for Acima — the no-credit way to shop at stores all over 38112. Lease-to-own the things you need today!

*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.