Snap Finance in Maynardville, TN or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Maynardville, TN — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Maynardville, TN

When comparing lease-to-own companies in Maynardville, TN, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Maynardville so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Maynardville, TN Work

How do Acima Leasing and Snap Finance work? Whichever Maynardville, TN lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Maynardville retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Maynardville, TN will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Maynardville, TN?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Maynardville, TN. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Maynardville, TN and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Maynardville, TN as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Maynardville and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Maynardville, TN, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Maynardville, TN?

Both Snap Finance and Amica Leasing aim to help shoppers in Maynardville, TN with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Maynardville, TN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Maynardville, TN requires an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Maynardville, TN? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Maynardville, TN shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.