Comparing Acima Leasing and Snap Finance in Maryville, TN

You need a lease-to-own option in Maryville, TN — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Maryville, TN Lease-to-Own Companies

When picking a lease-to-own company in Maryville, TN, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Maryville and Snap Finance so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Maryville, TN

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Maryville, TN follow similar models. First, you pick from a list of approved Maryville retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, select the eligible products you want, and Snap Finance in Maryville, TN or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Maryville, TN?

The items you can shop for vary based on which Maryville, TN retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Maryville, TN and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Maryville, TN businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Maryville and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Maryville, TN stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Maryville, TN

Snap Finance and Acima Leasing both want to help shoppers in Maryville TN get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Maryville, TN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.

For Acima Leasing in Maryville, TN, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Maryville, TN? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Maryville, TN. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.