Deciding Between Acima Leasing and Snap Finance in Manchester, TN

You need a lease-to-own option in Manchester, TN — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Manchester, TN

When picking a lease-to-own company in Manchester, TN, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Manchester so you can determine which company is right for you.

Snap Finance in Manchester, TN vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Manchester, TN follow similar models. First, you pick from a list of approved Manchester retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Manchester, TN will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Manchester, TN?

The items you can shop for vary based on which Manchester, TN retailers are approved by Snap Finance or Acima Leasing. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Manchester, TN Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Manchester, TN as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Manchester and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Manchester, TN or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Manchester, TN

Both Snap Finance and Amica Leasing aim to help shoppers in Manchester, TN with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Manchester, TN. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.

Acima Leasing in Manchester, TN also requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Manchester, TN Lease-to-Own Company

Many shoppers across Manchester, TN can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.