What to Look for in Livingston, TN Lease-to-Own Companies
When choosing a lease-to-own company in Livingston, TN, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Livingston so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Livingston, TN
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Livingston, TN follow similar models. You shop in person or online at an approved Livingston retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing in Livingston, TN or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Livingston, TN Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Livingston, TN retailers are approved by Snap Finance or Acima Leasing. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Livingston, TN
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Livingston, TN retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Livingston and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Livingston, TN or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Livingston, TN?
Snap Finance and Amica Leasing are dedicated to helping Livingston, TN shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Livingston, TN, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Livingston, TN, you will also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Livingston, TN, the Choice Is Yours
Many shoppers across Livingston, TN can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.