Choosing a Lease-to-Own Company in Lexington, TN
When picking a lease-to-own company in Lexington, TN, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lexington so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Lexington, TN
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Lexington, TN follow similar models. To start, you choose an approved retailer in Lexington and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Lexington, TN or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Lexington, TN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lexington, TN. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Lexington, TN
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Lexington, TN as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Lexington and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Lexington, TN, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lexington, TN?
Snap Finance and Amica Leasing are dedicated to helping Lexington, TN shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Lexington, TN, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Lexington, TN also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Lexington, TN
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lexington, TN. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.