How to Choose a Lease-to-Own Company in La Vergne, TN
When selecting a lease-to-own company in La Vergne, TN, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in La Vergne and Acima Leasing so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in La Vergne, TN Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in La Vergne, TN follow similar models. First, you pick from a list of approved La Vergne retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in La Vergne, TN or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in La Vergne, TN?
The items you can shop for in La Vergne, TN depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
La Vergne, TN and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local La Vergne, TN retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small La Vergne businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find La Vergne, TN stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in La Vergne, TN
Both Snap Finance and Amica Leasing aim to help shoppers in La Vergne, TN with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in La Vergne, TN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in La Vergne, TN also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in La Vergne, TN, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in La Vergne, TN. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.