Choosing a Lease-to-Own Company in Knoxville, TN
When comparing lease-to-own companies in Knoxville, TN, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Knoxville and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Knoxville, TN Work?
How does Acima Leasing work? Or Snap Finance? Whichever Knoxville, TN lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Knoxville retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Knoxville, TN will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Knoxville, TN?
The items you can shop for in Knoxville, TN depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Knoxville, TN and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Knoxville, TN businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Knoxville and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Knoxville, TN.
What Are the Requirements for Acima Leasing vs. Snap Finance in Knoxville, TN?
Both Snap Finance and Amica Leasing aim to help shoppers in Knoxville, TN with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Knoxville, TN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Knoxville, TN, you will also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Knoxville, TN
Many shoppers across Knoxville, TN can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.