Choosing Your Kingsport, TN Lease-to-Own Company
When choosing a lease-to-own company in Kingsport, TN, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Kingsport so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Kingsport, TN
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Kingsport, TN follow similar models. You shop at an approved Kingsport retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Kingsport, TN will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Kingsport, TN?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Kingsport, TN. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Kingsport, TN Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Kingsport, TN as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Kingsport businesses to national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Kingsport, TN.
What Are the Requirements for Acima Leasing vs. Snap Finance in Kingsport, TN?
Both Snap Finance and Amica Leasing support Kingsport, TN residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Kingsport, TN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Kingsport, TN, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Kingsport, TN, the Choice Is Yours
Many shoppers across Kingsport, TN can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.