Comparing Acima Leasing and Snap Finance in Jasper, TN

You’re ready to shop with help from a lease-to-own company in Jasper, TN. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Jasper, TN

When picking a lease-to-own company in Jasper, TN, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Jasper so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Jasper, TN Work

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Jasper, TN tend to work the same way. First, you pick from a list of approved Jasper retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, pick the eligible items you want, and Acima Leasing in Jasper, TN or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Jasper, TN Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Jasper, TN. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Jasper, TN

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Jasper, TN businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Jasper and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Jasper, TN, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Jasper, TN?

Snap Finance and Acima Leasing both want to help shoppers in Jasper TN get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Jasper, TN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Jasper, TN also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Jasper, TN

Many shoppers across Jasper, TN can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.