Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Jackson, TN

Looking for a lease-to-own company in Jackson, TN? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Jackson, TN

When choosing a lease-to-own company in Jackson, TN, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Jackson and Snap Finance so you know which company is your best fit.

Snap Finance in Jackson, TN vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Whichever Jackson, TN lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Jackson retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Snap Finance in Jackson, TN or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Jackson, TN?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Jackson, TN. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Jackson, TN Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Jackson, TN as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Jackson and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Jackson, TN.

What’s Needed to Apply for Acima Leasing or Snap Finance in Jackson, TN

Both Snap Finance and Amica Leasing aim to help shoppers in Jackson, TN with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Jackson, TN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.

Acima Leasing in Jackson, TN also requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Jackson, TN? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Jackson, TN shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.