Comparing Acima Leasing and Snap Finance in Hixson, TN

Seeking a lease-to-own solution in Hixson, TN? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Hixson, TN

When picking a lease-to-own company in Hixson, TN, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Hixson so you know which company is your best fit.

How Does Lease-to-Own in Hixson, TN Work?

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Hixson, TN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Hixson and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Hixson, TN or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Hixson, TN Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hixson, TN. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Hixson, TN Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Hixson, TN businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Hixson and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Hixson, TN, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Hixson, TN?

Everyone in Hixson, TN deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Hixson, TN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.

Acima Leasing in Hixson, TN also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Hixson, TN Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Hixson, TN. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.