Comparing Acima Leasing and Snap Finance in Goodlettsville, TN

You need a lease-to-own option in Goodlettsville, TN — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Goodlettsville, TN

When choosing a lease-to-own company in Goodlettsville, TN, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Goodlettsville so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Goodlettsville, TN

How does Acima Leasing work? Or Snap Finance? Most Goodlettsville, TN lease-to-own companies operate similarly. First, you pick from a list of approved Goodlettsville retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, shop for the eligible products you want to get, and Snap Finance in Goodlettsville, TN or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Goodlettsville, TN?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Goodlettsville, TN. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Goodlettsville, TN

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Goodlettsville, TN retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Goodlettsville businesses to the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Goodlettsville, TN, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Goodlettsville, TN

Both Snap Finance and Amica Leasing aim to help shoppers in Goodlettsville, TN with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Goodlettsville, TN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Goodlettsville, TN requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Goodlettsville, TN

Acima Leasing and Snap Finance have a lot to offer shoppers in Goodlettsville, TN. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.