Choosing a Lease-to-Own Company in Gallatin, TN
When selecting a lease-to-own company in Gallatin, TN, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Gallatin so you can decide which company sounds best for you.
Snap Finance in Gallatin, TN vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Gallatin, TN follow similar models. To start, you choose an approved retailer in Gallatin and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Gallatin, TN will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Gallatin, TN?
The items you can shop for in Gallatin, TN depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Gallatin, TN
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Gallatin, TN as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Gallatin stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Gallatin, TN.
What’s Needed to Apply for Acima Leasing or Snap Finance in Gallatin, TN
Everyone in Gallatin, TN deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Gallatin, TN, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
Acima Leasing in Gallatin, TN also requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Gallatin, TN
Acima Leasing and Snap Finance have a lot to offer shoppers in Gallatin, TN. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.