What to Look for in Franklin, TN Lease-to-Own Companies
When picking a lease-to-own company in Franklin, TN, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Franklin so you can determine which company is right for you.
How Does Lease-to-Own in Franklin, TN Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Franklin, TN lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Franklin retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Franklin, TN will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Franklin, TN?
The items you can shop for in Franklin, TN depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Franklin, TN
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Franklin, TN businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Franklin businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Franklin, TN or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Franklin, TN?
Snap Finance and Amica Leasing are dedicated to helping Franklin, TN shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Franklin, TN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Franklin, TN also requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Franklin, TN, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Franklin, TN. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.