What to Look for in Dayton, TN Lease-to-Own Companies
When comparing lease-to-own companies in Dayton, TN, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Dayton and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Dayton, TN Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Dayton, TN lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Dayton retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance in Dayton, TN or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Dayton, TN?
The items you can shop for vary based on which Dayton, TN retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Dayton, TN
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Dayton, TN retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Dayton and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Dayton, TN, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Dayton, TN
Both Snap Finance and Amica Leasing support Dayton, TN residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Dayton, TN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Dayton, TN requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Dayton, TN Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Dayton, TN. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.