Choosing Your Crossville, TN Lease-to-Own Company
When comparing lease-to-own companies in Crossville, TN, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Crossville so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Crossville, TN
How does Snap Finance work? Or Acima Leasing? Most Crossville, TN lease-to-own companies operate similarly. First, you pick from a list of approved Crossville retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance in Crossville, TN or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Crossville, TN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Crossville, TN. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Crossville, TN Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Crossville, TN retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Crossville and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Crossville, TN stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Crossville, TN
Snap Finance and Acima Leasing both want to help shoppers in Crossville TN get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Crossville, TN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Crossville, TN requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Crossville, TN
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Crossville, TN. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.