Deciding Between Acima Leasing and Snap Finance in Cordova, TN

You’re ready to shop with help from a lease-to-own company in Cordova, TN. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Cordova, TN Lease-to-Own Company

When selecting a lease-to-own company in Cordova, TN, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Cordova so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Cordova, TN Work

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Cordova, TN tend to work the same way. You shop at an approved Cordova retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Cordova, TN will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Cordova, TN?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cordova, TN. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Cordova, TN Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Cordova, TN retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Cordova and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Cordova, TN, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Cordova, TN

Both Snap Finance and Amica Leasing aim to help shoppers in Cordova, TN with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Cordova, TN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Cordova, TN requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Cordova, TN

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Cordova, TN. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.