Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Cookeville, TN

Seeking a lease-to-own solution in Cookeville, TN? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Cookeville, TN

When selecting a lease-to-own company in Cookeville, TN, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Cookeville and Snap Finance so you can decide which company sounds best for you.

How Does Lease-to-Own in Cookeville, TN Work?

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Cookeville, TN follow similar models. To start, you choose an approved retailer in Cookeville and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, pick the eligible items you want, and Acima Leasing in Cookeville, TN or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Cookeville, TN?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cookeville, TN. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Cookeville, TN

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Cookeville, TN and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Cookeville and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Cookeville, TN.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Cookeville, TN?

Both Snap Finance and Amica Leasing support Cookeville, TN residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Cookeville, TN. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

For Acima Leasing in Cookeville, TN, you will also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Cookeville, TN? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Cookeville, TN shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.