Lease-to-Own in Columbia, TN: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Columbia, TN but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Between Columbia, TN Lease-to-Own Companies

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but are low on cash. With so many companies like Progressive Leasing in Columbia, how do you know which one to choose? Let's compare Acima Leasing in Columbia, TN against Progressive Leasing to guide you in deciding which company has the best application process, store selection, and requirements for you.

Columbia Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Acima Leasing work in Columbia, TN? What about Progressive Leasing? You can expect a similar application process for both. Shop at eligible retailers in Columbia, pick out the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Columbia, you may be approved for up to $5,000!

Columbia Acima Leasing Requirements vs. Progressive Leasing Requirements

While Acima Leasing and Progressive Leasing in Columbia, TN have similar application processes, they have different requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Columbia, TN need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Columbia with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Columbia, TN

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Columbia allows you to shop at thousands of Columbia stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Columbia, TN stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Columbia, TN?

Progressive Leasing and Acima Leasing in Columbia, TN consider the same items leasable. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Columbia, TN?

The choice of lease-to-own company in Columbia, TN is entirely in your hands. The right choice for you will depend on approval requirements, which stores in Columbia you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.