How to Choose a Lease-to-Own Company in Collierville, TN
When selecting a lease-to-own company in Collierville, TN, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Collierville and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Collierville, TN
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Collierville, TN follow similar models. You shop in person or online at an approved Collierville retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Collierville, TN will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Collierville, TN Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Collierville, TN retailers are approved by Snap Finance or Acima Leasing. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Collierville, TN Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Collierville, TN and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Collierville and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Collierville, TN, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Collierville, TN
For shoppers in Collierville, TN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Collierville, TN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Collierville, TN, you will also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Collierville, TN, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Collierville, TN. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.