Deciding Between Acima Leasing and Snap Finance in Clinton, TN

You need a lease-to-own option in Clinton, TN — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Clinton, TN Lease-to-Own Company

When choosing a lease-to-own company in Clinton, TN, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Clinton so you know which company is your best fit.

Snap Finance in Clinton, TN vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Clinton, TN tend to work the same way. You shop at an approved Clinton retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Clinton, TN or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Clinton, TN?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Clinton, TN. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Clinton, TN

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Clinton, TN and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Clinton and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Clinton, TN stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Clinton, TN?

Snap Finance and Amica Leasing are dedicated to helping Clinton, TN shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Clinton, TN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Clinton, TN, you will also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Clinton, TN Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Clinton, TN. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.