Choosing Your Chattanooga, TN Lease-to-Own Company
When picking a lease-to-own company in Chattanooga, TN, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Chattanooga and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Chattanooga, TN Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Chattanooga, TN tend to work the same way. You shop in person or online at an approved Chattanooga retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Chattanooga, TN or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Chattanooga, TN Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Chattanooga, TN. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Chattanooga, TN and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Chattanooga, TN and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Chattanooga and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Chattanooga, TN, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Chattanooga, TN
For shoppers in Chattanooga, TN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Chattanooga, TN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Chattanooga, TN also need an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Chattanooga, TN Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Chattanooga, TN. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.