Choosing Between Acima Leasing and Progressive Leasing in Chattanooga, TN

When you need a lease-to-own solution in Chattanooga, TN, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Chattanooga, TN

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Chattanooga, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Chattanooga, TN to help you determine which company's store selection, requirements, and application process sound right for you.

Chattanooga Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Chattanooga, TN? Both companies follow similar application processes. Shop at your favorite eligible stores in Chattanooga, find the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Chattanooga!

What Are the Requirements for Progressive Leasing in Chattanooga vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Chattanooga, TN are alike, their requirements are different. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Chattanooga, TN requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Chattanooga with less-than-perfect credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What Chattanooga Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Chattanooga stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Chattanooga, TN stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Chattanooga, TN?

Acima Leasing and Progressive Leasing in Chattanooga, TN follow similar guidelines for leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Acima Leasing or Progressive Leasing the Best Chattanooga, TN Lease-to-Own Company?

We can’t tell you which lease-to-own company in Chattanooga, TN to choose. To choose the right fit, consider approval requirements, which stores in Chattanooga you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.