Snap Finance in Bristol, TN or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Bristol, TN. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Bristol, TN Lease-to-Own Companies

When selecting a lease-to-own company in Bristol, TN, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Bristol so you know which company is your best fit.

How Does Lease-to-Own in Bristol, TN Work?

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Bristol, TN follow similar models. You shop in person or online at an approved Bristol retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Bristol, TN will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bristol, TN?

The items you can shop for in Bristol, TN depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Bristol, TN and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Bristol, TN as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Bristol and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Bristol, TN or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Bristol, TN

Both Snap Finance and Amica Leasing aim to help shoppers in Bristol, TN with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bristol, TN. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Bristol, TN also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Bristol, TN? Try Acima Leasing

Many shoppers across Bristol, TN can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.