Choosing Your Bartlett, TN Lease-to-Own Company
When picking a lease-to-own company in Bartlett, TN, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Bartlett so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Bartlett, TN Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Bartlett, TN tend to work the same way. To start, you choose an approved retailer in Bartlett and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing in Bartlett, TN or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bartlett, TN?
The items you can shop for in Bartlett, TN depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Bartlett, TN Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Bartlett, TN and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Bartlett and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Bartlett, TN, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bartlett, TN?
For shoppers in Bartlett, TN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Bartlett, TN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Bartlett, TN requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Bartlett, TN Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bartlett, TN. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.