Choosing a Lease-to-Own Company in Athens, TN
When selecting a lease-to-own company in Athens, TN, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Athens so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Athens, TN
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Athens, TN follow similar models. You shop in person or online at an approved Athens retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Athens, TN will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Athens, TN?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Athens, TN. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Athens, TN and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Athens, TN businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Athens and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Athens, TN.
Acima Leasing vs. Snap Finance Application and Requirements in Athens, TN
Snap Finance and Amica Leasing are dedicated to helping Athens, TN shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Athens, TN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Athens, TN requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Athens, TN? Try Acima Leasing
Many shoppers across Athens, TN can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.