Choosing Between Acima Leasing and Progressive Leasing in Athens, TN

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Athens, TN? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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More Information

How Do I Choose Between Lease-to-Own Companies in Athens, TN?

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but are low on cash. You have your choice of companies like Progressive Leasing in Athens, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Athens, TN so you can decide which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Athens, TN Work?

How does Progressive Leasing work in Athens, TN? And how does Acima Leasing work? You can expect a similar application process for both. Shop at eligible Athens stores, select the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Athens, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Athens vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Athens, TN are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Athens, TN need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Athens shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Athens, TN

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Athens allows you to shop at thousands of Athens stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Athens, TN, or shop Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Athens, TN?

Progressive Leasing and Acima Leasing in Athens, TN consider the same items leasable. In general, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Athens, TN?

The decision of which Athens, TN lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on which Athens retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.