Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Arlington, TN

You’re ready to shop with help from a lease-to-own company in Arlington, TN. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Arlington, TN Lease-to-Own Company

When choosing a lease-to-own company in Arlington, TN, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Arlington so you can determine which company is right for you.

Snap Finance in Arlington, TN vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Arlington, TN follow similar models. To start, you choose an approved retailer in Arlington and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, select the eligible products you want, and Snap Finance in Arlington, TN or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Arlington, TN?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Arlington, TN. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Arlington, TN and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Arlington, TN retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Arlington and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Arlington, TN, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Arlington, TN

Snap Finance and Amica Leasing are dedicated to helping Arlington, TN shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Arlington, TN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Arlington, TN also need an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Arlington, TN, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Arlington, TN shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.