How to Choose a Lease-to-Own Company in Ardmore, TN
When choosing a lease-to-own company in Ardmore, TN, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Ardmore so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Ardmore, TN
How does Snap Finance work? Or Acima Leasing? Most Ardmore, TN lease-to-own companies operate similarly. First, you pick from a list of approved Ardmore retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Ardmore, TN or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Ardmore, TN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Ardmore, TN. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Ardmore, TN
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Ardmore, TN businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Ardmore and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Ardmore, TN, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Ardmore, TN?
For shoppers in Ardmore, TN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ardmore, TN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Ardmore, TN also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Ardmore, TN? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ardmore, TN. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.