How to Choose a Lease-to-Own Company in Antioch, TN
When comparing lease-to-own companies in Antioch, TN, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Antioch so you can find the right company for you.
How Does Lease-to-Own in Antioch, TN Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Antioch, TN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Antioch and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Antioch, TN will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Antioch, TN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Antioch, TN. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Antioch, TN and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Antioch, TN and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Antioch stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Antioch, TN stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Antioch, TN?
For shoppers in Antioch, TN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Antioch, TN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
Acima Leasing in Antioch, TN also requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Antioch, TN Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Antioch, TN shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.