How to Choose a Lease-to-Own Company in Erie, PA
When choosing a lease-to-own company in Erie, PA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Erie and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Erie, PA Work
How does Snap Finance work? Or Acima Leasing? Most Erie, PA lease-to-own companies operate similarly. You shop in person or online at an approved Erie retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Erie, PA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Erie, PA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Erie, PA. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Erie, PA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Erie, PA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Erie and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Erie, PA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Erie, PA
Both Snap Finance and Amica Leasing support Erie, PA residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Erie, PA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Erie, PA, you will also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Erie, PA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Erie, PA. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.