Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Steubenville, OH

Looking for a lease-to-own company in Steubenville, OH? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Steubenville, OH

When comparing lease-to-own companies in Steubenville, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Steubenville so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Steubenville, OH Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Steubenville, OH tend to work the same way. To start, you choose an approved retailer in Steubenville and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, pick the eligible items you want, and Acima Leasing in Steubenville, OH or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Steubenville, OH?

The items you can shop for in Steubenville, OH depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Steubenville, OH Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Steubenville, OH retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Steubenville and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Steubenville, OH stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Steubenville, OH?

Both Snap Finance and Amica Leasing support Steubenville, OH residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Steubenville, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.

For Acima Leasing in Steubenville, OH, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Steubenville, OH

Acima Leasing and Snap Finance are great options for Steubenville, OH shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.