What to Look for in Sparrows Point, MD Lease-to-Own Companies
When choosing a lease-to-own company in Sparrows Point, MD, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Sparrows Point and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Sparrows Point, MD
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Sparrows Point, MD tend to work the same way. You shop in person or online at an approved Sparrows Point retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Sparrows Point, MD will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Sparrows Point, MD Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Sparrows Point, MD. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Sparrows Point, MD
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Sparrows Point, MD businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Sparrows Point businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Sparrows Point, MD or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Sparrows Point, MD
Both Snap Finance and Amica Leasing aim to help shoppers in Sparrows Point, MD with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Sparrows Point, MD. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Sparrows Point, MD requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Sparrows Point, MD
Acima Leasing and Snap Finance are great options for Sparrows Point, MD shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.