Choosing a Lease-to-Own Company in New Orleans, LA
When choosing a lease-to-own company in New Orleans, LA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in New Orleans and Acima Leasing so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in New Orleans, LA Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever New Orleans, LA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved New Orleans retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in New Orleans, LA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in New Orleans, LA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in New Orleans, LA. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in New Orleans, LA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local New Orleans, LA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in New Orleans and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find New Orleans, LA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in New Orleans, LA?
Both Snap Finance and Amica Leasing aim to help shoppers in New Orleans, LA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in New Orleans, LA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in New Orleans, LA requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your New Orleans, LA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for New Orleans, LA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.