Choosing Between Acima Leasing and Progressive Leasing in Elgin, IL

Looking to lease-to-own in Elgin, IL but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Between Elgin, IL Lease-to-Own Companies

Lease-to-own can be a great solution when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Elgin, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Elgin, IL so you can decide which company has the application process, requirements, and store selection that sounds best for you.

Elgin Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Elgin, IL? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Elgin, choose the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Elgin!

Elgin Acima Leasing Requirements vs. Progressive Leasing Requirements

While the application processes for Acima Leasing and Progressive Leasing in Elgin, IL are alike, their requirements are different. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Elgin, IL, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in Elgin who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing Stores in Elgin, IL

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Elgin and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Elgin, IL stores.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Elgin, IL

Progressive Leasing and Acima Leasing in Elgin, IL consider the same items leasable. Generally, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Progressive Leasing or Acima Leasing in Elgin, IL Right for You?

Determining the right lease-to-own company in Elgin, IL is a personal choice we can't make for you. The right choice for you will depend on approval requirements, which stores in Elgin you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.