Lease-to-Own Furniture, Appliances, Electronics & More in Elgin, IL

With Acima, you don’t need to use credit or a lump of cash to lease must-have items from your favorite stores. You can take home everything from tires to furniture with our lease-to-own options in Elgin. Apply now for a new lease on life.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

Do it all in the mobile app.

Do it all in the mobile app.

Apply, shop, and manage your lease the easy way. Scan the QR code to download our mobile app!

More Information

What Are the Perks of Leasing-to-Own in Elgin, IL?

Acima is there when your budget is tight. Acima is also there when you have a less than perfect credit history. When you can’t wait till next payday, Acima has your back. Acima makes it easy to lease the stuff you need now in Elgin, IL even with less than perfect credit history*. We work with big box stores and local stores to help folks with less than ideal credit take home what they need in Elgin, IL.

With Acima, you can lease-to-own appliances, tech gadgets, furnishings, tire rims, sunglasses, power tool kits, gold jewelry, and even musical instruments in Elgin, IL. But why lease-to-own instead of buying outright? Because life can get expensive, fast. And you may not always have the money handy to purchase big-ticket essentials like kitchen ranges, smartphones, jewelry, or tools for those DIY home projects. Choosing to lease-to-own with Acima is a smart way to shop now, despite having a bruised credit score. Apply now or ask about Acima at the Elgin stores you love.

What Can You Lease in Elgin With Acima?

You can use Acima at many of the best-known retailers in Elgin, even those that don’t usually offer a lease-to-own option. You'll find Acima leasing options all over Elgin. Here’s a sneak peek at the type of stuff you can lease with Acima.

Ride Right with Lease-to-Own Tires & Wheels in Elgin, IL

With Acima, you can enjoy flexible, bite-sized lease renewal payments on tires and rims at auto shops across Elgin on a schedule that works for you. So next time you get a nail in your tire sidewall, or need new tires for your upcoming road trip, make it happen with Acima lease-to-own tires and wheels.

Lease Brand-Name Appliances in Elgin, IL

Not unlike your car, your kitchen and home appliances are vital. The washer and dryer keep your clothes fresh and the kids looking presentable. The fridge is at the heart of your home and family. It houses lunchbox snacks, meals, and juices. The kitchen range is where you try new recipes and prepare feasts that everyone loves. And the dishwasher? It's the real hero of the kitchen at the end of a long week of breakfasts, grilled cheese sandwiches, and social media-worthy desserts. But nothing lasts forever — including your trusty appliances. Replacing all of your appliances, averages out to over $10,000. And replacing just a washer or oven can also cost hundreds, if not thousands of dollars. Lease through Acima and you can lease-to-own appliances in Elgin and have them in your home as soon as today. There's no need to let the laundry pile up or let the dishes overflow when you can lease kitchen appliances in Elgin through Acima!

Lease High-Quality Home & Car Audio With Acima in Elgin

Are you your friend group’s unofficial DJ? A bit of a high-fidelity audio snub? Someone who needs the best gear to keep up with your favorite multiplayer games? Turn up the volume on your entertainment experience at home and in your car with lease-to-own audio systems in Elgin. Take advantage of small lease renewal payments on the best in-home sound systems and in-car Bluetooth® radio gear using Acima’s lease-to-on options. Now you can finally upgrade your car’s stereo. When the kids want new video game consoles for the holidays, you can make sure their playtime is supercharged. And when the next sports season comes along, you can be the center for it all with a lease-to-own flat-screen TV that rivals the 50-yard line experience.

Appreciate the View with Lease-to-Own Eyeglasses in Elgin, IL

Your smart TV won’t do you much good if you aren’t able to see it! If you’ve been procrastinating on your yearly eye exam or getting prescription eyeglasses, contacts, or specs, you don't have to squint another day. Leasing eyewear in Elgin through Acima means you can make small lease renewal payments towards the eyeglasses you need to have a crystal clear view. Find a vision center near you and ask about leasing eyewear in Elgin through Acima. Shop now, all without using credit.

Lease Luxury on a Budget with Lease-to-Own Furniture in Elgin, IL

Is your old couch sagging and stained? Done tossing and turning on a too-hot mattress? When you lease furniture through Acima, you can make the home of your dreams a reality. Acima leases high-quality furnishings for every space from our host retailers in Elgin — the primary and guest bedrooms, dining area, media room, and the home office, too. Lease-to-own bed sets, brand name mattresses, couches and sectionals, accent tables, accent chairs, bunk beds, light fixtures, and beyond. If you need furniture ASAP for your Elgin home, get it today through Acima — the no credit way to shop in Elgin!

DIY Your Dreams with Power Tools for Lease in Elgin, IL

New furniture isn't the only way to upgrade your living space in Elgin. The right tool set can unleash your inner-DIYer and help you tackle everyday home repairs. Sand and repaint your faded front door! Create an accent wall in your bedroom. Install those floating shelves! All without needing to save for months or take out credit for a cordless drill, mitre saw, or dremel. With a lease-to-own power tool kit in Elgin, you can make flexible lease renewal payments on a schedule that works with your budget and get to work on all the DIY woodworking projects on your to-do list. Acima allows you to lease the power tools you need in Elgin now.

Enjoy the Great Outdoors with Lease-to-Own Sports Gear in Elgin

Life in Illinois means your next outdoor adventure is never too far away. There's so much to do when you know where to look! But it might not feel that way if you don't have the right equipment. And the right gear can come with a big price tag. Fortunately, you’ll find you can lease-to-own at your favorite sporting goods stores in Elgin through Acima. Lease-to-own everything from bicycles and golf clubs to fishing gear and cornhole sets. If you want to get into a new sport or adventure this season, don’t wait till next payday! Simply ask your favorite sporting goods retailer in Elgin about making small lease renewal payments through Acima and choose the lease-to-own route. It's an easy path to your next Elgin adventure!

Time to Treat Yourself? Explore Lease-to-Own Jewelry in Elgin, IL

The lease-to-own fun doesn’t stop with fishing and camping gear in Elgin. For the bling-loving fashionistas, Acima lets you lease-to-own fine jewelry in Elgin, IL. Want to give your spouse a shimmering token of your appreciation? Treat them to a ring with flexible lease renewal payments. Lost your favorite gold necklace? Don’t splurge on the retail price of a new one! Rather, locate one of our lease-to-own jewelry merchants in Elgin and start leasing a fine chain, necklace, or earrings with a manageable initial payment.

Nothing Sounds Better Than Leasing Instruments in Elgin, IL

Acima allows you to lease-to-own products for the whole family — you can lease earrings for you or a trumpet for your daughter’s band practice. Browse our local host retailers in Elgin, Illinois to find lease-to-own guitar and piano stores near you. Whether you have a fledgling violinist at home or your teen needs a new amp for her electric guitar. Acima makes leasing-to-own everything from trombones to grand pianos!

What's the Lease-to-Own Process Like in Elgin, IL?

You’ve zeroed in on the lease-to-own washer-dryer set, big-screen TV, or set of tires you want. So, what now? Get approved for a lease with Acima online, on your mobile device, or in the showroom of your favorite Elgin store. It’s easy to apply and don’t fret, unlike other payment options, Acima considers many factors, and we have many happy customers with less than perfect credit scores. When you apply, we'll ask for information such as your current source of income, monthly income, and the status of your checking account. After approval, you can select the flexible payment option that works best for you. And then make small lease renewal payments over time. And we make lining up your payment schedule with paydays easy. Start your application for Acima — the way to enjoy flexible payment options without using credit in stores all over Elgin, IL. Get the items you need today with Acima’s lease-to-own options!

*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.

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