How Do I Choose Between Lease-to-Own Companies in Effingham, IL?
Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Effingham, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Effingham, IL to help you determine which company's store selection, requirements, and application process sound right for you.
Effingham Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Effingham, IL? And how does Acima Leasing work? You can expect a similar application process for both. Browse at eligible Effingham retailers, find the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Effingham, you may be approved for up to $5,000!
Effingham Acima Leasing Requirements vs. Progressive Leasing Requirements
Acima Leasing and Progressive Leasing in Effingham, IL might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Effingham, IL requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Are you shopping in Effingham with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.
Progressive Leasing vs. Acima Leasing: Effingham, IL Stores
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Effingham and online, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Effingham, IL stores.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Effingham, IL?
Acima Leasing and Progressive Leasing in Effingham, IL follow similar guidelines for leasable items. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Is Progressive Leasing or Acima Leasing in Effingham, IL Right for You?
Determining the right lease-to-own company in Effingham, IL is a personal choice we can't make for you. The best option for you depends on which Effingham retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.