Effingham, IL Lease-to-Own Electronics, Appliances, Furniture & More

From refrigerators to musical instruments, you can rent the stuff you need today! Apply now to enjoy the benefits of Acima’s lease-to-own options at your favorite stores in Effingham, IL.

Acima makes it possible.*

Flexible terms that put you in control.

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Do it all in the mobile app.

Do it all in the mobile app.

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Is Leasing-to-Own in Effingham, IL Right for You?

Acima is there when your budget is tight. Acima is also there when you have a less than perfect credit history. When you need something on short notice, there's Acima! Acima makes it easy to rent the stuff you need now in Effingham, IL even with less than perfect credit history*. We work with national retailers and local stores to make lease-to-own options available in Effingham, IL for people with little credit.

Thanks to Acima, you can lease-to-own home appliances, tablets, brand-name furniture, tire rims, eyeglasses, power tool kits, jewelry, and even guitars in Effingham, IL But why lease-to-own instead of buying outright or financing? Because life doesn’t go as planned. And you may not always have the money handy to purchase big-ticket essentials like dishwashers, laptops, eyeglasses, or durable tires for your work truck. The rent-to-own route is a great way to shop now, even with less than perfect credit history*. Find one of our rent-to-own partners in Effingham or apply online now.

What Can You Get with Acima in Effingham, IL?

Acima is available at many of the most popular stores in Effingham, even those that don’t usually offer a rent-to-own option. With Acima, leasing is an option in stores across Effingham. Take a peek at all the stuff you can lease with Acima.

Ride Right with Lease-to-Own Tires & Wheels in Effingham, IL

With Acima, you can enjoy flexible, bite-sized lease renewal payments on brand-name tires and wheels at auto part stores in Effingham with a payment schedule that works with your life. So next time you get a flat tire, or want to give your car a sleek look with alloy wheels, get what you need the moment you need it by applying to Acima for rent-to-own tires and wheels in Effingham.

Lease-to-Own Appliances Take the Guesswork Out of Housework

Similar to how you rely on your car, your household appliances are essential. A top- or front- load washer and dryer set keep your laundry looking clean and the kids looking presentable. The refrigerator is practically the heart and soul of your family! It houses lunchbox snacks, meals, and cheeses. The stovetop range is where you get in touch with your inner chef and prepare feasts that everyone loves. And as for the dishwasher? It's the real hero of the kitchen at the end of a long week of breakfasts, quick lunches, and social media-worthy desserts. But even the best things in life don’t last forever — and your beloved appliances are no exception. Replacing all of your appliances, on average, can cost up to $10,875. And replacing just a washer or oven can also cost hundreds, if not thousands of dollars. Rent with Acima and you can rent-to-own appliances in Effingham and have them in your home as soon as today. There's no need to let the laundry pile up or risk letting food going bad in a malfunctioning fridge when you can lease-to-own kitchen, laundry, and home appliances in Effingham.

Turn Up in Effingham with Home & Car Audio Electronics for Lease

Are you a budding DJ? A bit of a high-fidelity audio snub? Always making phone calls for work and life? Turn up the volume on your entertainment experience at home and in the car with electronics for lease in Effingham. You can enjoy flexible lease renewal payments on the ultimate home and in-car sound systems by renting-to-own with Acima. Now you can finally upgrade your car’s stereo. When the kids want new video game consoles for the holidays, you can supercharge their playtime without a "super charge" on your debit card. And come sports season, you can be the center for it all with a lease-to-own flat-screen TV that rivals any front-row view.

Take in the Views with Lease-to-Own Sun and Eyeglasses in Effingham

You won’t be able to enjoy your new TV if you can’t see it clearly. If you've been putting off visiting the eye doctor or getting prescription eyeglasses, contacts, or shades in Effingham, you don’t have to keep dealing with eye strain. Leasing eyewear in Effingham through Acima means you can make flexible lease renewal payments on the eyewear you need to see life with fresh eyes. Find a vision care shop near you and ask about renting eyewear in Effingham with Acima. Don’t wait for great vision or great credit!

Revamp Your Home with Lease-to-Own Mattresses & Furniture in Effingham, IL

Is your old couch sagging and stained? Done tossing and turning on a too-hot mattress? When you rent-to-own furniture with Acima, you can make your dream home a reality. Acima rents items for every room from our host retailers in Effingham — the primary and guest bedrooms, dining room, living room, and the home office, too. Lease-to-own bed frames, memory foam mattresses, couches and sectionals, accent tables, media centers, trundle beds, standing lamps, and more. If you need furniture ASAP for your Effingham home, get it today with Acima — the way to shop your favorite retailers in Effingham with a less than perfect credit score.

Channel Your DIY Skills with Power Tools for Lease in Effingham, IL

Revamping your space in Effingham doesn’t stop with new furniture. The right set of power tools can give your inner handy-person and help you tackle everyday home repairs. Refinish that vintage dresser! Wall mount your new smart TV. Install those floating shelves! All without needing to save for months or take out credit for a hammer drill, circle saw, or electric sander. With a rent-to-own power tool kit in Effingham, you can make easy-to-manage lease renewal payments at a pace that works for your life and be the handy-person you've always wanted to be. Acima makes it easy to get the high-powered tools you need today.

Discover Nature with Sports and Outdoor Gear for Lease in Effingham

Living in Illinois means having many opportunities to get in touch with the outdoors. It's like one big playground! But it’s hard to fully enjoy unless you have the right gear. And the right gear can come with a big price tag. Luckily, you’ll find you can rent-to-own at your favorite sporting goods stores in Effingham through Acima. Rent-to-own everything from bike accessories and sleeping bags to basketballs and lawn equipment. If you want to get into a new sport or adventure this season, don’t wait. Just ask about using Acima to make small lease renewal payments and rent-to-own all the gear you need. Your next pick-up game in Effingham awaits.

Bring Home the Bling with Lease-to-Own Jewelry in Effingham, IL

The fun doesn’t stop with lease-to-purchase outdoor gear in Effingham. For the bling-loving fashionistas, Acima lets you make small lease renewal payments towards fine jewelry in Effingham, IL. Need a present for your spouse on your anniversary? Get a beautiful ring today and make flexible lease renewal payments. Misplaced your dear gold chain? No need to save for months to replace it. Rather, locate one of our partner rent-to-own jewelry stores in Effingham and start renting a new ring, chain, or watch with a bite-sized initial payment.

Nothing Sounds Better Than Leasing Instruments in Effingham, IL

Acima allows you to lease-to-own products for the whole family — you can lease gold jewelry for mom or a trumpet for your daughter’s band practice. Browse our local host retailers in Effingham, Illinois to find lease-to-own guitar and piano stores near you. Whether your fourth grader’s music teacher requires a flute or you need a trumpet for your high schooler’s band practice, Acima makes renting-to-own everything from trombones to grand pianos!

How Does Lease-to-Own Shopping in Effingham, IL Work?

You’ve honed in on the lease-to-own refrigerator, leather recliner, or fishing poles you need. So, what now? Apply online for a lease with Acima, on your smartphone, or in one of the many stores that take Acima in Effingham. It’s easy to apply and don’t worry, unlike other payment options, Acima considers many factors, and regularly approve customers with less than perfect credit history. During the application process, we’ll ask for details about your current job, monthly income, and the status of your checking account. After approval, you can select the flexible payment option that works best for you. You can make flexible lease renewal payments over time. And it's easy to line up your renewal payments with your paydays. Shop now with Acima — the no-credit way to shop at stores all over Effingham, IL. Rent-to-own (almost) anything through Acima today.

*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.

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