Step Up Your Furniture: Lease-to-Own with Acima in Effingham, IL

You need new furniture — and fast. When you’re ready to shop for furniture and mattresses in Effingham, IL, don’t fuss with confusing payment terms. Ask for Acima! We can help you lease-to-own furniture, mattresses and more.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Transform Your Living Room with Effingham, IL Lease-to-Own Furniture

The living room is your gathering place, and you want it to be comfortable. If you’re fed up with shifting uncomfortably on a lumpy couch or dealing with a footrest that no longer rises, turn to Acima. With Acima’s lease-to-own solutions, you can treat yourself to all new living room furniture from some of the best Effingham furniture stores today — even with less than perfect credit.

When you need lease-to-own furniture for your living room, Acima puts the purchasing power in your hands. At Acima, we don’t think your credit score should keep you from the things you need. We consider more than just that three digit score and frequently accept applicants with less than perfect credit history. Let us help you get the furniture you deserve! Apply for Acima lease-to-own furniture options through your Effingham, IL living room furniture store.

Also Shop Lease-to-Own Office and Dining Room Furniture in Effingham,IL

Are you over camping out at the dining room table while working from home? We can help you upgrade to a new desk ... or maybe just a larger table so you can feel less smushed. And don’t worry if you don’t have cash on hand to purchase your new furniture outright (because really, who DOES have that much cash lying around?!). Acima makes it painless for you to lease-to-own everything from office furniture to dining room furniture.

When you shop at some Effingham, IL lease-to-own furniture places, you’re stuck with a narrow offering of dining sets and furniture. Applying with Acima means you have more freedom to choose where to shop! Find the dining room set or new lease-to-own office furniture that speaks to you, apply with Acima, and we’ll take care of the rest.

Shop Lease-to-Own Bedroom Furniture and Mattresses in Effingham, IL

We’re all aware a high-quality mattress can give you better sleep. Know what else can help you sleep at night? Affordable lease-to-own bedroom furniture! Get the lease-to-own mattress and matching bed you deserve, but without the pains of confusing payment terms. With Acima, a simple, quick application can help you bring home a lease-to-own mattress in Effingham, IL. Select a Effingham lease-to-own mattress store to try out some mattresses and find the right match (feel free to even jump on the bed — no judgment here!), then Acima can help you get it.

Want to upgrade your bedroom set, too? We can also help with that. Make your dream lease-to-own bedroom set a reality when you fill out an application with Acima online today or at any of our partner furniture stores in Effingham.

Let Acima Help You Lease Stylish Children’s Furniture in Effingham, IL

Want your kids to have the neatest room in Effingham? Let Acima help fund their new room with our lease-to-own kids’ bedroom furniture options. They’re able to choose furniture they actually want, and when it’s time to pay for it, you also get your choice! Request Acima and you can get lease-to-own furniture options that let you acquire ownership with 12 monthly renewal payments. We want to help you get the lease-to-own furniture you need, even if your credit isn’t perfect. Acima feels everyone (no matter their age!) deserves furniture they love. That’s why we created a simple way to shop for kids’ bedroom furniture in Effingham, IL and make manageable monthly renewal payments. Complete your Acima application today and soon you’ll be the coolest parent in Effingham history.

How Does Lease-to-Own Furniture in Effingham Work?

We can answer all your lease-to-own questions. When is it a good idea to lease-to-own furniture? Anytime! If you don’t readily have the cash to pay for new furniture, choosing to lease-to-own with Acima can help. Shop at any of our partner stores in Effingham, and make flexible lease renewal payments.

How do I find lease-to-own furniture near me? Reach out to local stores and ask for Acima by name, or search our website for Effingham lease-to-own stores to save some time and effort.

How do I lease-to-own furniture? Select your lease-to-own-mattress, office furniture or living room set from a furniture store in Effingham you like. After that, you complete a simple Acima application. When your application is reviewed and approved we make the purchase and lease your new furniture to you. It’s easy to choose the lease-to-own furniture payment options that works for your lifestyle! You can follow your original payment schedule until you own your furniture, or purchase it early and enjoy a discount. Either way, you win! If you are unable to keep up with payments or no longer want your furniture, we won’t penalize you for returning it as long as it’s in good condition. Start an Acima application today and see how easy it is to get the lease-to-own furniture you want in Effingham, IL.